New to Canada? Let’s Make Homeownership Possible
Moving to a new country is a big step—and buying a home here doesn’t have to be complicated. If you’re a newcomer to Canada with permanent residency or work permits, you’re likely eligible for mortgage financing—even with limited Canadian credit history. As a licensed Mortgage Agent with Dominion Lending Centres, I specialize in helping new Canadians navigate the mortgage process with clarity, transparency, and care.
I work with lenders who understand your journey and offer mortgage programs designed specifically for recent immigrants. Whether you’ve been here for a few months or a few years, I’ll help you explore your options, explain the requirements clearly, and support you from pre-approval to moving in. You deserve to feel at home in Canada—and I’m here to help make that happen.
✅ Let’s Build Your Future Together
Buying your first home in Canada? Let’s explore what’s possible.
Click below to schedule a free consultation or get pre-approved.
👉 Start My New to Canada Mortgage Journey
🛬 New to Canada Mortgage FAQs
1. Can I get a mortgage with no Canadian credit history?
Yes! Many lenders accept alternative proof of credit, such as international credit reports, rental history, or proof of consistent payments for bills like utilities or insurance.
2. How much do I need for a down payment?
As a newcomer, you may be able to purchase a home with as little as 5% down, depending on your residency status and income stability.
3. What documents will I need?
You’ll typically need your work permit or PR card, proof of income (employment letter and pay stubs), bank statements, and identification documents. I’ll walk you through everything needed.
4. How soon after moving to Canada can I apply for a mortgage?
Some programs allow you to apply right away if you’re employed full-time and meet the criteria. Let’s review your status and goals to find the best path forward.