Introduction If your mortgage is up for renewal in 2025 or 2026, you’re not alone. According to the Bank of Canada, nearly half of all mortgages in Canada will come up for renewal in the next two years. For many Edmonton and Alberta homeowners, this could mean a 15–20% increase in monthly payments compared to […]

If your mortgage term is ending and your credit score isn’t as strong as you’d like, you may worry about whether you’ll be able to renew or refinance. The good news is that a low score doesn’t automatically bar you from getting a new mortgage—but it can limit your options and cost you more in […]

Whether you’re a first-time homebuyer, renewing your mortgage, or refinancing, one of the most important questions you’ll face is Should I go with a fixed or variable rate? Let’s break it down so you can make the decision that works best for you. 🔒 What Is a Fixed Rate? A fixed-rate mortgage means your interest […]